|
|
Effective Date 11/1/2007
| SUB-ACCOUNT DESCRIPTION |
APPROX. TERM |
DAILY PERIODIC RATE |
*ANNUAL PERCENTAGE RATE* |
| New Autos |
|
|
|
| |
60 Months |
.0137% |
5.00% |
| |
66 Months |
.0144% |
5.25% |
| |
72 Months |
.0151% |
5.50% |
| Used Autos, Demo & Programs |
|
|
|
| |
|
|
|
| Model Years 2008 - 2007 |
60 Months |
.0164% |
6.00% |
| Model Years 2006 - 2005 |
54 Months |
.0164% |
6.00% |
| Model Years 2004 - 2003 |
48 Months |
.0164% |
6.00% |
| Model Years 2002 - Older |
48 Months |
.0232% |
8.50% |
| |
|
|
|
| |
|
|
|
| New Motorcycles |
|
.0178% |
6.50% |
| New ATVs |
|
.0192% |
7.00% |
| New Boats & Travel Trailers |
|
.0205% |
7.50% |
| New Farm Equipment |
|
.0233% |
8.50% |
| |
|
|
|
| Used Motorcycles, ATVs, Boats, Travel Trailers & Farm Equipment |
|
.0260% |
9.50% |
| |
|
|
|
| |
|
|
|
| Self-contained Campers and Motor Homes |
|
|
|
| New |
|
.0123% |
5.00% |
| Used - Current & Previous Year Models |
|
.0219% |
8.00% |
| Used - Two to Five Year Old Models |
|
.0247% |
9.00% |
| Used - Six Years and Older |
|
.0274% |
10.00% |
| |
|
|
|
| Signature / co-maker |
60 Months |
.0329% |
12.00% |
| Share Secured |
144 Months |
.0137% |
5.00% |
| |
|
|
|
Share secured: The Annual Percentage Rate (APR) for share secured advances will be the dividend rate being paid on regular shares (Index) on the date of the advance plus 3%. If there is an existing balance on the date of the new advance, the existing balance will be added to the new advance and the entire balance will be at the new APR. The rate is subject to change only at the time of a new advance. Any increase in the APR will take the form of higher payments or more payments of the same amount until what you owe has been repaid.
| Account |
Dividend Rate |
Annual Percentage Yield |
| |
|
|
| Share Savings Account |
2.50% |
2.52% |
| IRA's |
3.00% |
3.03% |
Celco Federal Credit Union
PO BOX 361
Narrows
, Virginia
24124
(540)921-2700
|
